Last updated: October 1, 2026
This Privacy Policy explains how loanifyloan.com ("Loanify," "we," "us") handles personal information when you visit our website or apply for a loan. It should be read together with the federal privacy notice provided with any loan offer, as required by the Gramm-Leach-Bliley Act (GLBA).
Information we collect
- Information you provide: name, contact details, date of birth, Social Security number, address, income, employment, housing costs, bank account details and documents you upload.
- Information from third parties: consumer reports from credit bureaus, identity-verification and fraud-prevention services, and bank-account data you authorize us to access.
- Information collected automatically: IP address, device and browser type, pages visited, referring URLs and cookie identifiers.
How we use information
- To process your application, verify your identity and assess your eligibility
- To service your loan, process payments and communicate with you
- To detect and prevent fraud and comply with legal obligations
- To improve our website and services
- To send marketing where permitted, which you can opt out of at any time
How we share information
We share information with lending partners involved in evaluating or funding your loan, service providers (such as payment processors, identity verification and hosting), credit bureaus, and government authorities when required by law. We do not sell your personal information.
Data security
We use administrative, technical and physical safeguards including 256-bit TLS encryption in transit and access controls. No system is completely secure, so please protect your login credentials and contact us immediately if you suspect unauthorized access.
Text messages and calls
If you provide a mobile number and consent, we may send texts about your application or account. Message and data rates may apply. Reply STOP to opt out or HELP for help. Consent is not a condition of receiving a loan.
Children
Our services are not directed to anyone under 18, and we don't knowingly collect their information.
Retention
We keep information as long as needed for the purposes described and as required by law, including federal and state record-keeping rules for credit transactions.
Changes and contact
We may update this policy and will post the new date above. Questions? Contact Loanify support.
Cookies and similar technologies
What cookies are
Cookies are small text files stored by your browser. Similar technologies include local storage and pixels. They help a website remember choices and understand how it's used.
Cookies we use
| Type | Purpose | Can you turn it off? |
|---|---|---|
| Strictly necessary | Security, fraud prevention and keeping the application form working | No, the site can't function without them |
| Functional | Remembering choices such as a partially completed application | Yes, via browser settings |
| Analytics | Understanding which pages are useful so we can improve them | Yes, via browser settings or opt-out tools |
| Advertising | Measuring whether our ads are effective | Yes, see Your privacy choices |
Managing cookies
Most browsers let you block or delete cookies in their settings. Blocking strictly necessary cookies may prevent you from completing an application. We honor Global Privacy Control (GPC) browser signals as an opt-out of targeted advertising where required by state law.
Changes
We may update this policy as our site changes. The date above shows the latest version.
Your privacy choices and state privacy rights
Your rights
Depending on where you live, including California, Colorado, Connecticut, Virginia, Texas, Oregon and other states with consumer privacy laws, you may have the right to:
- Know what personal information we collect and how it's used
- Access a copy of your information
- Correct inaccurate information
- Delete information, subject to legal exceptions
- Opt out of targeted advertising and the sale or sharing of personal information
- Not be discriminated against for exercising your rights
Loanify does not sell your personal information. Some information related to loan applications is governed by the federal Gramm-Leach-Bliley Act and may be exempt from certain state rights.
How to make a request
- Contact Loanify support and mention "Privacy request" in your message.
- Tell us which right you want to use.
- We'll verify your identity by matching information we already hold.
- We'll respond within the time required by your state's law, typically 45 days.
Global Privacy Control
If your browser sends a GPC signal, we treat it as a request to opt out of targeted advertising and sharing for that browser, where required by law.
Authorized agents and appeals
You may use an authorized agent with written permission. If we decline your request, you can appeal by replying to our decision; we'll explain the outcome and how to contact your state attorney general if you disagree.
For full details, see our privacy policy and cookie policy.